文 | 财经无忌，作者 | kiki
Real household disposable income is expected to grow between 0.6% and 0.9% each year between 2026 and 2030.
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OpenClaw as installed could read credentials from ~/.openclaw/, execute shell commands via its Gateway API, and install itself as a persistent system daemon surviving reboots1. The severity was debated - Endor Labs characterised the payload as closer to a proof-of-concept than a weaponised attack5 - but the mechanism is what matters. The next payload will not be a proof-of-concept.
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