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Instead of stocking up on food at luxury stores like Whole Foods and Erewhon, more than seven in 10 of Americans making over $100,000 are now forced to shop at discount grocery chains, according to a 2025 Clarify Capital report. Around 74% of those high-earners also said they’re cutting back on dining out, 54% are skimping out on entertainment, 51% are getting thrifty with buying clothes, 49% are scaling back their subscriptions, and 49% are spending less on travel.